Lifestyle Spending Accounts (LSA), Explained
What an LSA is, how it differs from HSA/FSA, and why eligibility depends on your employer's plan.
What an LSA is
A Lifestyle Spending Account is an employer-funded perk for wellness and productivity — think fitness, mental health, and work-from-home gear. Unlike HSAs/FSAs, LSAs are defined by each employer, not the IRS.
Why it's plan-dependent
Because employers choose what their LSA covers, the same product may be reimbursable at one company and not another. That's why Caeli labels LSA items as eligible depending on your plan rather than universally.
Check your coverage
The Caeli extension reads your benefit profile to tell you whether an item is covered under your specific LSA before you buy.