Benefits Guides

How HSA, FSA, and LSA eligibility actually works.

• What Makes a Product HSA/FSA Eligible?

  A plain-English guide to which health and wellness products qualify for tax-free HSA and FSA spending, and when.

• What Is a Letter of Medical Necessity (LMN)?

  How a Letter of Medical Necessity unlocks HSA/FSA eligibility for dual-purpose wellness products.

• Lifestyle Spending Accounts (LSA), Explained

  What an LSA is, how it differs from HSA/FSA, and why eligibility depends on your employer's plan.