Caeli benefits logo
Circular Ring 2

Circular

Circular Ring 2

$354at shop.circular.xyz

Covered by your benefits

  • HSA
  • Health FSA

Pay with your HSA or FSA card. No paperwork.

~$106 Est. tax saving

Pay with pre-tax HSA/FSA dollars on this $354 purchase

Circular Ring 2 is HSA/FSA eligible — pay with your benefits card at checkout.

See product details

Checked against common benefit plans. Your employer's plan may differ.

Benefit-maxxing tips

Use FSA first — it expires. Leave HSA to grow.

About this product

A titanium smart ring with on-board ECG and PPG sensors that tracks 140+ biosignals and estimates blood pressure without a subscription.

Quick facts

Brand
Circular
Category
Health & Wellness
Concerns addressed
—
IRS classification
Qualified medical expense
Caeli receipt vault
Auto-saved for 7 years
Sold by
shop.circular.xyz

Eligibility & Coverage FAQs

Written by Caeli's benefits team. If we haven't answered your question, the extension's in-app chat is staffed by humans.

Can I buy the Circular Ring 2 with my HSA or FSA?
Yes, when you buy it primarily to help diagnose, treat or prevent a specific condition, not for general fitness or wellness (IRS FAQ Q15). No letter is required: pay with your HSA or FSA card.
Do I need a doctor's note or LMN to buy the Circular Ring 2?
No letter is required. What makes a wearable a medical expense is why you buy it: primarily for a specific condition. A clinician's recommendation, your symptoms, a diagnosis, abnormal test results or risk factors all count; a general wish to track or improve your health does not.
Does my wellness stipend (LSA) cover this?
Maybe — LSA coverage is set by your employer's plan, so it varies by person. Caeli reads your employer's LSA categories and tells you whether you can pay this way — often with no paperwork. If you have both an LSA and an HSA, Caeli steers you to spend the LSA first (it can expire) and protect the HSA (it compounds).

More in Health & Wellness

Curated Guides & Inspiration

HSA-Eligible Smart Wearables in 2026: Oura, Whoop, Apple Watch & More

Caeli Picks

HSA-Eligible Smart Wearables in 2026: Oura, Whoop, Apple Watch & More

Read the guide
HSA, FSA, and LSA: What's the Difference (and What Can You Actually Buy)?

Benefits Basics

HSA, FSA, and LSA: What's the Difference (and What Can You Actually Buy)?

Read the guide
FSA eligible vs FSA approved: what's the difference?

Benefits Basics

FSA eligible vs FSA approved: what's the difference?

Read the guide

Eligibility shown is informational. Final coverage depends on your plan and, where required, a clinician-issued LMN.